You’re upgrading your auto dealership and have a number of contractors doing various jobs on your premises. What happens if one of them negligently causes harm? Who’s responsible?
You can be exposed to this type of risk, known as vicarious liability in which one party is liable for the negligent actions of another party, even though you were not directly responsible for the injury!
OCP (Owners & Contractors Protective Liability) from Dealer Protection Group (DPG) will cover your liability arising out of operations for harm or damage created by work that an independent contractor does for you. It also covers liability related to your responsibility to supervise such contractors.
It’s not worth the risk.
Give DPG a call at 949.208.8550.